FHA Streamline Refinance Calculator

UFMIP refunds, net tangible benefit test, and payment comparison

Import Documents

Upload a credit report PDF to auto-fill loan details, or skip and enter manually below.

Upload Credit Report or Mortgage Statement

Drag & drop PDF or click to browse

Current FHA Loan

Enter current rate to auto-calculate

Used for UFMIP refund calculation

1.75% of original loan amount if not entered

New Loan Terms

Used for LTV and MIP rate calculation

For break-even calculation (costs NOT rolled into loan)

UFMIP Refund

Enter endorsement date to calculate refund.

Enter Loan Details

Fill in the current loan balance and new interest rate to see the FHA streamline analysis.